When it comes to your health, being prepared is half the battle. Imagine a health insurance plan that doesn’t just help you during medical emergencies but also works silently in the background to keep you healthy every single day. That’s exactly where the Bajaj Allianz General Insurance Company Health Prime Rider steps in. It’s not just an add-on; it’s a smart wellness companion that elevates your existing health coverage to the next level.
Whether you’re someone who believes in preventive care or simply wants more value from your private medical insurance, this rider is designed with you in mind. Let’s explore the top benefits of adding the Bajaj Allianz General Insurance Company Health Prime Rider to your policy—and how it can be a game-changer for you and your family.
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24×7 Unlimited Tele-Consultation
Ever wish for a doctor to be just a call away? With this rider, that wish becomes a reality. The Bajaj Allianz General Insurance Company Health Prime Rider offers unlimited tele-consultations with over 90,000 doctors across 35+ specialisations. Whether you need a quick chat, audio advice, or video consultation, you can connect anytime, from anywhere. This means no waiting rooms, no appointment delays—just quick, expert help when you need it the most.
For families with young kids, senior citizens, or even working professionals with packed schedules, this 24/7 access to care is an invaluable feature. It brings convenience, continuity, and confidence to your health management.
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Doctor Consultation—In-Clinic Benefits
Sometimes, seeing a doctor in person is necessary. This rider provides coverage for physical consultations too. You can visit doctors within the prescribed network or even outside the network, based on the limit defined in your rider plan. This flexibility ensures that you’re not restricted by location or availability and can receive care that’s most convenient to you.
So, if you prefer face-to-face interactions or require clinical procedures, the rider has you covered—literally.
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Investigation Cover for Pathology and Radiology
Diagnostics can be expensive, but they’re crucial in understanding what’s really going on inside your body. Whether it’s blood tests, X-rays, or scans, the Bajaj Allianz General Insurance Company Health Prime Rider helps ease the burden by covering pathology and radiology expenses. You can avail of services both within and outside the prescribed network, making it easier to get timely and trusted medical reports.
This coverage is particularly helpful when managing chronic conditions or undergoing regular check-ups. It reinforces your private medical insurance by reducing your out-of-pocket costs for tests and diagnostics.
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Annual Preventive Health Check-Up
Prevention is better than cure, and this rider takes that saying seriously. Every policy year, you or your family members can avail of a free preventive health check-up. Depending on your plan variant—Silver, Gold, or Platinum—the tests may include everything from hemograms and thyroid tests to cardiac risk markers and vitamin profiles.
By catching early signs of health issues, you can act before they become serious. It’s like having a routine reminder to stay on top of your health game.
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Dental Wellness Coverage
Dental care is often overlooked in standard health plans. This rider fills that gap with a comprehensive dental package. It includes consultations, dental fillings, IOPA X-rays, and procedures such as root canal treatments and crown restorations. All this can be done on a cashless basis at prescribed hospitals or dental centres.
Having this benefit means fewer excuses to skip the dentist—and better overall oral health, which is closely linked to your general well-being.
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Diet and Nutrition Consultations
What you eat has a direct impact on your health, and with this rider, expert advice is always within reach. You gain access to certified dietitians and nutritionists through video, audio, or chat consultations. Whether you’re planning a weight-loss journey, managing diabetes, or just trying to eat better, these experts can create personalised diet plans tailored to your goals.
It’s a great way to make your private medical insurance more proactive and lifestyle-oriented.
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Emotional Wellness Support
Mental health is as important as physical health. This rider understands that and offers consultations with emotional health coaches and psychologists. Available through digital platforms, these services are especially useful for managing stress, anxiety, and other emotional challenges in a private and comfortable way.
In today’s fast-paced world, having easy access to mental wellness support is not a luxury—it’s a necessity.
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Physical Fitness Coverage
Here’s a wellness benefit you’ll love—access to network gymnasiums across locations with up to 365 sessions per year. That’s one fitness session per day! Whether it’s yoga, cardio, or strength training, you can stay in shape without worrying about additional fitness costs.
And the best part? This is also part of the Bajaj Allianz General Insurance Company’s Health Prime Rider offerings, which means it’s included in your healthcare experience, not an extra cost.
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Flexible and Affordable Options
One of the best features of this rider is its affordability. Premiums start at an affordable cost for individual plans, and even the family floater options come with competitive pricing. You also have flexibility in selecting your coverage, as various rider options are available based on your lifestyle and medical needs.
You can even opt for a 20% voluntary co-pay option to lower your premium further. Plus, long-term and family affordability make it more pocket-friendly over time.
Conclusion
Adding the Bajaj Allianz General Insurance Company Health Prime Rider is like giving your existing health plan a major upgrade—without the hassle of managing multiple policies or providers. It brings together convenience, wellness, mental health, diagnostics, and fitness into one powerful package that works in conjunction with your private medical insurance to provide a comprehensive care experience.
Choose wisely, stay protected, and live healthier with the support of benefits that go beyond the basics.
*Standard T&C Apply
**Claims are subject to terms and conditions set forth under the health insurance policy.
***Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.
****Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
